Can an older spouse collect Social Security on younger spouse?

Can an older spouse collect Social Security on younger spouse?

For a married couple in which both spouses are eligible for retired-worker benefits based on their own earnings records (hereafter, “own-record benefits”), both can claim their own benefits as though they are two separate individuals.

How old does a wife have to be to collect her husband’s Social Security?

least 62 years of age
To qualify for spouse’s benefits, you must be one of these: At least 62 years of age. Any age and caring for a child entitled to receive benefits on your spouse’s record and who is younger than age 16 or disabled.

Who gets my Social Security my wife or ex wife?

you’re eligible for some of your ex’s Social Security wives and widows. That means most divorced women collect their own Social Security while the ex is alive, but can apply for higher widow’s rates when he dies.

Can I collect ex spousal benefits and wait until I am 70 to collect my own Social Security?

You can only collect spousal benefits and wait until 70 to claim your retirement benefit if both of the following are true: You were born before Jan. 2, 1954. Your spouse is collecting his or her own Social Security retirement benefit.

Do I automatically get my ex husband’s Social Security?

Am I Entitled To My Ex-Spouse’s Social Security? Yes. You are eligible to collect spousal benefits on a living former wife’s or husband’s earnings record as long as: The marriage lasted at least 10 years.

Can I collect my ex husband’s Social Security then switch to mine?

Can I collect Social Security as a divorced spouse and wait to claim my own retirement benefit? In most circumstances, no. You can only file what Social Security calls a “restricted application” to claim ex-spousal benefits alone and postpone claiming your retirement benefits if: You were born before Jan.

At what age can I collect 1/2 of my husband’s Social Security?

age 62
The maximum spousal benefit is 50% of the other spouse’s full benefit. You may be eligible if you’re married, formerly married, divorced, or widowed. You can collect spousal benefits as early as age 62, but in most cases, the benefits are reduced permanently if you start collecting early.

Can a divorced woman draw Social Security from ex husband?

Benefits For Your Divorced Spouse If you are divorced, your ex-spouse can receive benefits based on your record (even if you have remarried) if: Your marriage lasted 10 years or longer. Your ex-spouse is unmarried. Your ex-spouse is age 62 or older.

What percentage of ex husband’s Social Security will I get?

The most you can collect in divorced-spouse benefits is 50 percent of your former mate’s primary insurance amount — the monthly payment he or she is entitled to at full retirement age, which is 66 and 4 months for people born in 1956 and is rising incrementally to 67 over the next several years.

Which spouse should collect Social Security first?

The higher earner is the spouse with the larger primary insurance amounts (PIA). When you’re deciding who will collect first and who should wait, consider having the lower earner collect first and having the higher earner wait.

Can I draw Social Security from my ex husband?

If you are divorced, your ex-spouse can receive benefits based on your record (even if you have remarried) if: Your marriage lasted 10 years or longer. Your ex-spouse is unmarried. Your ex-spouse is age 62 or older.

Can I draw my ex husband’s Social Security at 62?