Should I respond to a letter from Equian?

Should I respond to a letter from Equian?

Should I respond to Equian’s letter or call them back? Whether you have a duty to respond to Equian after receiving such a letter is going to be spelled out in your insurance policy with your health insurance company—a document you probably never read.

Is Equian a legitimate company?

Conversation. Hello, Equian is a company that we work with to review claims when there’s a possibility that a third party, such as a car insurance company, may be involved. They are legit and you can contact them as stated in the letter.

What is Troveris?

Trover (/ˈtroʊvər/) is a form of lawsuit in common-law countries for recovery of damages for wrongful taking of personal property.

Is Equian part of Kaiser?

Equian, an independent company, represents Highmark Blue Shield in the review of claims paid for medical services that may have been the result of an accident or injury. These efforts, on behalf of your health care benefits plan, help to manage health care costs.

Why is Equian contacting?

Medical Bills and Letter from Equian They may contact you on behalf of your health insurance company. Equian (or one of these other companies) is contacting you to find out how you got hurt.

Can you ignore subrogation?

You have no legal obligations to respond to a subrogation letter. You can put the letter in the garbage and ignore additional notices, but it’s not in your best interest. Immediately dealing with a subrogation letter allows you to resolve a claim sooner than later.

Are optum and Equian the same?

As you may recall, Optum acquired Equian in July of 2019, and we are happy to announce that the integration to Optum Workers’ Compensation and Auto No-fault has begun.

Is Equian now optum?

Is subrogation good or bad?

Is subrogation good or bad? Subrogation is good because it provides a way for insurers to recover costs from at-fault drivers, which helps to keep overall car insurance costs lower. Subrogation benefits both good drivers and insurance companies by making sure the at-fault party is responsible for the damage they cause.

Why did Optum send me a letter?

If your injuries possibly give rise to a personal injury claim or a potential lawsuit (for example, a car accident, a work injury, a slip-and-fall accident, etc.), Optum wants to know, because it’s their job to find out if your health insurance company might have a right to be reimbursed out of your settlement.

Who is Equian optum?

Equian, owned by New Mountain Capital, offers payment-processing services for healthcare companies and insurers and touts its process for reducing overpayment mistakes. Based in Indianapolis, Equian manages more than $500 billion in claims data, the company said.

How do you fight subrogation?

Get a lawyer together to help you handle the subrogation, and keep in mind, this could be your opportunity to prove you’re not actually at-fault. If you’ve accepted that you’re at-fault, respond to the subrogation letter and try to settle the claim with the opposing insurance carrier before a trial.

Why did I receive a check from Optum?

Optum automatically uploads the claim to the employee’s account, processes it and reimburses out-of-pocket expenses. Employees don’t have to do a thing. Reimbursement will arrive by check or direct deposit, based on the employee’s account settings.

Why is Optum sending me a check?

What do I do? After you get medical treatment for an injury rather than a chronic illness, it’s not uncommon to receive a letter from a third-party subrogation company, such as Optum (or The Rawlings Company, Equian, First Recovery Group, etc.), on behalf of your health insurance company.