How do I speak with someone at regional acceptance?

How do I speak with someone at regional acceptance?

Automated assistance: 877-722-7299. Speak to an associate: 866-259-5318.

Is regional acceptance part of BB?

We’re an affiliate of BB now Truist—one of the largest financial services holding companies in the US.

How many times can you defer a car payment with regional acceptance?

You can request to extend past due, current or one or more future payments until the end of your contract. In order to request an extension of up to two (2) payments, you can complete and submit this extension request for consideration by Regional Acceptance Corporation (RAC).

What is the grace period for regional acceptance?

7 to 15 days
The Regional Acceptance late payment policy provides a grace period of 7 to 15 days. Grace periods vary from lender to lender and due to the coronavirus pandemic, banks have become a lot more lenient with their borrowers.

Can you defer a car payment with regional acceptance?

You’re short on cash and are wondering whether you can skip a car payment with Regional Acceptance? The answer is yes, you can defer one or more payments on your existing auto loan.

Can you push back a car payment?

Push Back or Change the Payment Due Date If your lender allows it, you can request that the due date be pushed back a few weeks, giving you more time to come up with the money. However, you should keep in mind that changing your due date may affect the total amount of interest you pay at the end of your loan.

Does Regional Acceptance do deferments?

By deferring one or more installments you will pay more finance charges than originally disclosed. Depending upon the state where you bought your vehicle, you may need to sign and return an Extension Agreement to Regional Acceptance to complete the Extension request process.

How much car payment is too much?

According to experts, a car payment is too high if the car payment is more than 30% of your total income. Remember, the car payment isn’t your only car expense! Make sure to consider fuel and maintenance expenses. Make sure your car payment does not exceed 15%-20% of your total income.

What is the average monthly car payment?

The pandemic and resulting supply-chain issues, inflation, rising interest rates all play a part. Depending on whom you ask, the average car buyer in the U.S. is paying $657 (Edmunds.com) or $712 (Moody’s) a month for their new vehicles.